So last Tuesday I was involved in a fender bender. Let me catch you up...in order to lead into my MOAN!
Let's say I was traveling North on Street A...Red Car Chick was traveling East on Street B. Red Car Chick had a stop sign, I did not. I was minding my own business traveling down my street. I am always very careful at this portion of the street because I live on this street and I know that little kiddos dart in and out of the cars all the time. When I looked up I see Red Car Chick traveling through the intersection without stopping.
I quickly slammed on my breaks in attempt to miss hitting her...(it looked like I was going to straight on t-bone her!) Luckily I only hit the back right quarter panel of her car.
She fishtailed to the left (almost hitting a parked jeep) then quickly turned the wheel to avoid hitting that car and came to a stop on someones side gravel driveway. We both got out of the car assessing our damages, and then I approached her as she was already on the phone.
She was shaking like a leaf and said, "You just can't see around that corner at all! I am shaking so bad, I have never been in an accident before. I have only been driving for a year." I said, "It's alright, it could have been far worse. Let me call the police they will come out and help us."
I walked back to my car, called Cory first, (as I was only two blocks from my house, I figured I could get him walking towards the action to help out.) then I called 911 and requested a police officer.
I walked back over to her and we were talking about insurance information, she said, "My mom is coming, she has all that information." So I choose not to give her mine till both of us had the info we needed to exchange. I then went back to my car to get my camera and to take pictures of the damage to BOTH vehicles. By that time a neighbor had walked up and began looking at both of the cars. He peeked at hers and told her that hers was going to be undrivable as it was knocked of the axle or something. Then the officer showed up. We both approached him and told him what happened. He took our licenses just as Cory was walking up. The officer went back to his car and began writing the information down. Cory walked up and asked him to write up a report for us. He agreed.
Cory was looking at my car and then walked over to look at her car...she was telling him that a neighbor told her it wasn't drivable.
Just then her Mom pulled up. She walked over and said, "Who said it wasn't drivable?!" Cory said, "A neighbor did, but I can show you what's wrong." She said, "Oh no, I will call MY GUY," and then she walked away.
Nice.
That's the basic end to the story. The Officer came back and gave us the insurance information for both parties and a case #. Then we were free to go, as she was waiting on a tow truck.
As soon as I got home, I was on the phone with insurance...and long story short. We decided to file through her insurance as she was at fault for running the red light. I did all that hullabaloo and then it was time to wait. We scheduled my appraisal for Friday am. As of Friday afternoon we were waiting to hear if her insurance took liability, however the Red Car Chick had still not called back either my insurance OR hers. We heard on Wednesday I think that her Mom had called my insurance to put in a claim against me. Stating something like "Her daughter did stop at the stop sign, so once she did that she didn't understand why I still had the right of way." Or something, I don't remember exactly what my insurance told me. My insurance did say they would be denying her claim, as they were the at fault driver.
By late Friday afternoon Red Car Chick had called the insurance back, now the process of investigation could begin. We would head more by Monday or Tuesday.
I'm guessing getting denied by my insurance ticked her off because we talked to my insurance today and they said that she now has a lawyer?!?!?!
What in the world?!?!?!
So...this doesn't seem to have any good ending in sight soon, I hate to seem like a pessimist...it really is against my nature...but it seems that the human nature of others is getting in the way.
So my MONDAY MOAN is in a nutshell...at fault drivers who get lawyers. ha. I really don't know what else to say. The entire situation makes me moan...but it happened. I take responsibility for hitting her, I can't get out of that...but responsibility for not stopping/clearing the intersection before she went should be taken as well.
Wish us luck...I hope we can find an end to this soon!!
p.s. - you know you like my drawing on the pics :P
Let's say I was traveling North on Street A...Red Car Chick was traveling East on Street B. Red Car Chick had a stop sign, I did not. I was minding my own business traveling down my street. I am always very careful at this portion of the street because I live on this street and I know that little kiddos dart in and out of the cars all the time. When I looked up I see Red Car Chick traveling through the intersection without stopping.
I quickly slammed on my breaks in attempt to miss hitting her...(it looked like I was going to straight on t-bone her!) Luckily I only hit the back right quarter panel of her car.
She fishtailed to the left (almost hitting a parked jeep) then quickly turned the wheel to avoid hitting that car and came to a stop on someones side gravel driveway. We both got out of the car assessing our damages, and then I approached her as she was already on the phone.
She was shaking like a leaf and said, "You just can't see around that corner at all! I am shaking so bad, I have never been in an accident before. I have only been driving for a year." I said, "It's alright, it could have been far worse. Let me call the police they will come out and help us."
I walked back to my car, called Cory first, (as I was only two blocks from my house, I figured I could get him walking towards the action to help out.) then I called 911 and requested a police officer.
I walked back over to her and we were talking about insurance information, she said, "My mom is coming, she has all that information." So I choose not to give her mine till both of us had the info we needed to exchange. I then went back to my car to get my camera and to take pictures of the damage to BOTH vehicles. By that time a neighbor had walked up and began looking at both of the cars. He peeked at hers and told her that hers was going to be undrivable as it was knocked of the axle or something. Then the officer showed up. We both approached him and told him what happened. He took our licenses just as Cory was walking up. The officer went back to his car and began writing the information down. Cory walked up and asked him to write up a report for us. He agreed.
Cory was looking at my car and then walked over to look at her car...she was telling him that a neighbor told her it wasn't drivable.
Just then her Mom pulled up. She walked over and said, "Who said it wasn't drivable?!" Cory said, "A neighbor did, but I can show you what's wrong." She said, "Oh no, I will call MY GUY," and then she walked away.
Nice.
That's the basic end to the story. The Officer came back and gave us the insurance information for both parties and a case #. Then we were free to go, as she was waiting on a tow truck.
As soon as I got home, I was on the phone with insurance...and long story short. We decided to file through her insurance as she was at fault for running the red light. I did all that hullabaloo and then it was time to wait. We scheduled my appraisal for Friday am. As of Friday afternoon we were waiting to hear if her insurance took liability, however the Red Car Chick had still not called back either my insurance OR hers. We heard on Wednesday I think that her Mom had called my insurance to put in a claim against me. Stating something like "Her daughter did stop at the stop sign, so once she did that she didn't understand why I still had the right of way." Or something, I don't remember exactly what my insurance told me. My insurance did say they would be denying her claim, as they were the at fault driver.
By late Friday afternoon Red Car Chick had called the insurance back, now the process of investigation could begin. We would head more by Monday or Tuesday.
I'm guessing getting denied by my insurance ticked her off because we talked to my insurance today and they said that she now has a lawyer?!?!?!
What in the world?!?!?!
So...this doesn't seem to have any good ending in sight soon, I hate to seem like a pessimist...it really is against my nature...but it seems that the human nature of others is getting in the way.
So my MONDAY MOAN is in a nutshell...at fault drivers who get lawyers. ha. I really don't know what else to say. The entire situation makes me moan...but it happened. I take responsibility for hitting her, I can't get out of that...but responsibility for not stopping/clearing the intersection before she went should be taken as well.
Wish us luck...I hope we can find an end to this soon!!
p.s. - you know you like my drawing on the pics :P
